In development Built for FCA-authorised lenders

The lending platform built to keep you audit-ready

Nuqe gives consumer credit lenders a complete compliance backbone from day one, so every loan decision is checked, recorded, and ready to show a regulator.

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Northbank Credit Home Search loans, borrowers, cases Choose a theme

Wednesday, 8 July

Good morning, Emma

5 items need your attention today. Everything else is on track.

Needs review42 due today
Critical flags1Sanctions, on hold
Avg decision time4.2 hrsdown from 3 days
Audit trail100%every decision logged
Ask Nuqe

Show me applications missing an affordability check

Overdue checks Sanctions matches Ready to approve

Needs a human eye

5 items
DOD. OkaforAffordability gapToday
SBS. BianchiID document mismatch2 days
ARA. RahmanPossible sanctions matchHeld

Decisions this week

74 decided
M
T
W
T
F
ApprovedOn hold

Your week ahead

Today2 loans ready for final sign-off
ThuAnnual AML review opens
FriFCA consumer credit return due
Watch a loan go from application to audit trailA short walkthrough of the checks, the decision, and the record behind it. See it in action
Nuqe watches for you

Flags compliance gaps before your regulator does

Every application, deadline, and check is monitored across your portfolio. Nuqe flags what needs attention and keeps a complete record of every decision, so a review is a search, not a scramble.

See it in action
Affordability

Overdue affordability checks are on the rise

View details
AML assistant

3 applications auto-flagged. Underwriting team notified.

See applications
Bring your own providers

Your providers, one compliant lending journey

Nuqe works with the specialists you already use. Connect your own identity, screening, open banking and e-sign providers, and Nuqe runs every loan through them, from origination to collections and legal, keeping the record that proves each step was done.

Origination

Applications move through the stages your lending policy sets, with every check triggered in the right order and nothing skipped.

Identity and financial crime checks

Connect the identity and sanctions screening providers you already use. Nuqe calls them at the right step and keeps each result as evidence.

Affordability

Plug in your open banking or credit reference provider. Nuqe records the data and the decision it supported, so it can be defended later.

Agreements and e-sign

Agreements are tracked against each loan and signed through the e-sign provider you choose, with the signed copy kept on file.

Servicing and collections

Payments, arrears and forbearance sit on one record, with the notices and timelines the rules require kept in view.

Legal and audit trail

When an account moves to legal or a regulator asks, every step from application onwards is time-stamped and ready to show.

See how Nuqe would run your lending policyWe will walk you through it using a loan product like yours. See it in action

Built for lenders who cannot afford a slip-up

New lenders seeking authorisation

You are applying to the FCA and need to show the compliance controls a lender is expected to have from day one.

Growing consumer credit lenders

Your book is growing faster than your spreadsheets, and every new loan adds checks, deadlines and records to keep.

Compliance and operations teams

You are the people who answer the regulator's questions, and you want the answer to be a search, not a scramble.

Questions, answered

Nuqe is in private development and we will open pilot slots for a small group of lenders soon. Join the waitlist and we will reach out when a pilot slot opens for your firm.

Nuqe is built for firms that hold, or are applying for, FCA authorisation to offer consumer credit. If you are still in the application stage, we can help you show the compliance controls a regulator expects to see.

No. Nuqe connects to the providers you already use for identity verification, financial crime screening, open banking and e-sign. It calls them at the right point in each loan, keeps every result as evidence on the loan file, and lets you set which checks apply to each loan product.

Yes. Nuqe connects to the tools most lenders already use and lets you configure each check to your own lending policy, rather than forcing you into a fixed process.

Pricing for pilot lenders will be agreed case by case while the product is in development. Join the waitlist and we will share detail as part of your onboarding conversation.

In development · pilot slots opening soon

Be first to put Nuqe to work

We will soon open pilot slots for a small group of lenders. Join the waitlist and we will be in touch as soon as a slot opens for you.

By joining the waitlist you agree we can email you about Nuqe early access. That is the only thing we will use your email for. We will not share it with anyone else, and you can ask us to remove you at any time by emailing solutions@nuqe.co.uk.

How we use your email

How Nuqe uses your email. When you join the Nuqe waitlist, we collect one thing: the email address you type in. We also record the date you signed up. We use your email for one purpose only: to contact you about Nuqe early access. We will not use it for anything else, and we will not share or sell it to anyone.

We keep your email for up to 12 months, or until the waitlist has done its job and we have been in touch, whichever comes first. After that we delete it.

You can ask us to remove you at any time. Email solutions@nuqe.co.uk and we will delete your details, usually within a week.

Vianex Ltd (company number 17348464), the company behind Nuqe, is responsible for your data. If you have any questions or a complaint, email solutions@nuqe.co.uk. You also have the right to complain to the Information Commissioner's Office (the UK's data protection regulator) at ico.org.uk.

Last updated: July 2026.